SBI WhatsApp Banking: Revolutionizing Real-Time Banking Experience

In today’s fast-paced world, it’s more crucial than ever to stay updated on your financial transactions. For many State Bank of India (SBI) account holders, the delayed SMS alerts for debit, credit, and fund transfer transactions have been a persistent concern. To provide a solution that aligns with the digital age, SBI has launched WhatsApp Banking services. With SBI WhatsApp Banking, you can receive real-time SMS alerts directly on your WhatsApp number. This ensures you’re always in the loop about your financial activities. In this comprehensive guide, we’ll walk you through availing SBI WhatsApp Banking services and highlight the benefits of instant updates.

Linking Your Mobile Number to Your SBI Account (Mobile Seeding):

To kickstart your journey with SBI WhatsApp Banking, the first essential step is to ensure that your mobile number is linked to your CIF (Customer Information File) number. Typically, you can find your CIF number, along with your account number, on the front page of your account passbook issued by your branch. If your mobile number isn’t linked yet (a process known as Mobile Seeding of Account), fret not. It’s a simple process that can be completed by visiting your home branch.

Registering Your WhatsApp Number with Your SBI Account:

The next vital piece of the puzzle is to confirm that the mobile number linked to your SBI account is also registered on WhatsApp. This registration is a prerequisite for receiving real-time updates through WhatsApp Banking. Given the widespread use of WhatsApp as a messaging platform, this integration ensures that you can seamlessly access your banking information.

The Registration Process to avail SBI WhatsApp Banking Service:

Now, let’s delve into the step-by-step registration process for SBI’s WhatsApp Banking:

  1. Sending an SMS: From your registered mobile number (the one linked to your SBI account), send an SMS in the following format: “WAREG ACCOUNT NUMBER” to +917208933148. For instance, If your account number happens to be 56404815726, then you should send an SMS to +917208933148 containing the message “WAREG 56404815726.” This SMS signifies your intent to participate in WhatsApp Banking.

  2. Confirmation Message: After sending the SMS, a confirmation message will arrive, reading, “Dear Customer, You are successfully registered for SBI WhatsApp Banking services. Kindly send a WhatsApp message to the following SBI WhatsApp number +919022690226 for more information.” This confirmation assures you of the acceptance of your registration, granting you access to SBI’s WhatsApp Banking.

  3. Saving the WhatsApp Number: For convenient access, save the WhatsApp number +919022690226 in your handset using a suitable name, such as “SBI WhatsApp Banking.” This number serves as a virtual assistant or chatbot, providing instructions on how to access various transaction-related information, such as balance inquiries and mini statements.

Receiving Real-Time SMS Alert Notifications:

The core purpose of SBI WhatsApp Banking is to provide account holders with real-time SMS alert notifications. To start receiving these timely updates, follow these straightforward steps:

  1. Initiating the Conversation: Open WhatsApp and initiate a chat with +919022690226. Simply type “Hi” and send it. In response, you’ll receive an automated reply containing links to various instructions related to balance inquiries, mini statements, and more. These links are your gateway to accessing real-time transaction information.

  2. Accessing Relevant Instructions: Depending on your specific needs, click on the relevant instruction link provided in the automated response. Whether you want to check your account balance, review recent transactions, or receive updates on specific activities, these instructions guide you to the information you need. Each click brings you closer to the real-time SMS alerts you desire.

Benefits of SBI WhatsApp Banking:

SBI WhatsApp Banking:

Now that we’ve covered the practical aspects of accessing SBI WhatsApp Banking, let’s explore the significant advantages this service offers:

  1. Instant Notifications: One of the standout benefits of SBI WhatsApp Banking is the ability to receive instant SMS notifications. These notifications provide up-to-the-minute information about your account activity. Whether it’s a credit, debit, or fund transfer, you’ll know about it as soon as it occurs.

  2. Unparalleled Convenience: WhatsApp is a platform most of us use daily for communication. By integrating your SBI account with WhatsApp, you eliminate the need for additional apps or logins to access your banking information. This seamless integration offers unparalleled convenience.

  3. Quick Balance Checks: Need to check your account balance? With SBI WhatsApp Banking, it’s a breeze. A few clicks within your WhatsApp chat, and you have your balance information at your fingertips. No need to log in to a separate banking app or visit an ATM.

  4. No More Delays: Say goodbye to the frustration of delayed SMS alerts. SBI WhatsApp Banking ensures you stay on top of your account updates without any lag or waiting time. You can count on timely notifications for all your financial activities.


In conclusion, SBI WhatsApp Banking is a game-changer for account holders, providing real-time SMS alerts and convenient access to account information. By following the simple registration process, you can ensure that you never miss important updates about your SBI account. Say goodbye to delays and stay in control of your finances with SBI’s WhatsApp Banking.

In a world where instant access to information is essential, SBI’s WhatsApp Banking is here to keep you informed. Register today and enjoy the benefits of real-time SMS alerts on your WhatsApp number. It’s time to embrace convenience and stay on top of your finances with SBI WhatsApp Banking. With this powerful tool at your disposal, you can manage your finances with confidence, knowing that you’re always in the know about your account activity and transactions.

Also read: Financial Management | Securing Your Family’s Future

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